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Financing · 3 Paths

Three ways to fund the build.

Most Johnson and Hood County gunite pools land between $55K and $130K depending on size, finish, and features. Three financing paths most of our clients pick from — and Michael will walk through which fits your build at the estimate.

01 · Specialty Lender

Lyon Financial

Specialized swimming pool financing. Fixed rates, terms up to 25 years, no home equity required. Most popular for homeowners who want a predictable monthly payment without touching their equity.

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02 · Specialty Lender

Viking Capital

Unsecured pool loans up to $200K with rapid approval and flexible terms for new construction and remodels. Good fit when you want to keep your home equity untouched.

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03 · Home Equity

HELOC or Cash-Out Refi

Prefer your existing bank? Michael works with your lender's appraisal and draw schedule. Often the lowest-rate path if you have meaningful home equity built up.

Discuss at estimate →

Promotional rates change quarterly · Confirm current offers with your loan officer at consultation

How payment works

A clean draw schedule — never a lump sum.

Whatever financing path you choose, Michael's payment structure is the same: a deposit to lock the design slot, then progress draws tied to inspection-completed milestones. You never pay for work that hasn't happened yet.

Draw 01

Design Deposit

Locks the design slot and the 3D render. Refundable up to plan sign-off.

Draw 02

Excavation

Released after dig day signoff and site inspection.

Draw 03

Gunite Set

Released after steel inspection and gunite shoot.

Draw 04

Decking

Released after deck and coping installed.

Draw 05

Plaster & Fill

Final draw at owner walkthrough — pool filled and running.

Next Step

Get a fixed bid against your lot.

Once the design is locked, the bid is locked. No surprise change orders mid-build.

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